How is Medicare Part C different from Parts A and B?

Medicare Part C, also known as Medicare Advantage, is distinctive because it encompasses the benefits provided by Parts A and B, but often includes additional coverage options. This could include benefits such as vision, dental, hearing, and wellness programs, which are not typically part of the standard coverage under Parts A and B.

Part A generally covers hospital insurance, including inpatient stays and some skilled nursing facility care, while Part B covers outpatient care, preventive services, and necessary medical equipment. Part C integrates these core services and enhances them, enabling beneficiaries to receive a more comprehensive array of health benefits through private insurance companies that are contracted with Medicare.

This multifaceted approach makes Part C advantageous for many individuals who are seeking more comprehensive care options in one plan. Additionally, it often includes a network of providers, which can affect the extent of services available to the beneficiary. Therefore, the correct understanding of Medicare Part C focuses on its combination of services from Parts A and B, along with added benefits that create a more robust healthcare option for enrollees.