Which Medicare plan covers inpatient hospital stays?

Medicare A, also known as Hospital Insurance, is specifically designed to cover inpatient hospital stays. This includes costs associated with being admitted to a hospital for medically necessary procedures, treatments, or surgeries. It also encompasses coverage for skilled nursing facility care, hospice care, and some home health services.

This plan is fundamental for patients who may require extended hospital stays since it helps protect them from the potentially high costs associated with inpatient care. Medicare A typically covers a wide range of services, including semi-private rooms, meals, general nursing care, and other hospital services and supplies.

The other options do not cover inpatient hospital stays. Medicare B primarily covers outpatient care, preventive services, and some home health care, while Medicare C (also known as Medicare Advantage) includes coverage from private insurance plans that offer both Medicare A and B benefits but might have different rules. Medicare D focuses solely on prescription drug coverage, not hospital services. Thus, Medicare A is the correct choice for coverage of inpatient hospital stays.